Winston-Salem Federal Credit Union
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First Mortgage

Did you know your Credit Union has Mortgage Loans to Fit Your Lifestyle?

Open the door to affordable home ownership at Winston-Salem Federal Credit Union.  With rates at historic lows, now is a great time to buy a home or refinance.


WSFCU offers the following mortgage options that are held “in-house” and not sold as well as “low-to-no” origination fees and NO Private Mortgage Insurance (PMI).

Loan Choices as Easy As 1-2-3!

1. No Fee 10-year Mortgage (refinance only)- Rates as Low as 3.25% APR!*
Ideal for buyers with great equity who would like to payoff their loan in a few years with all closing costs paid by WSFCU.

2. Fixed Rate 20-year Mortgage- Rates as Low as 3.75% APR!*
A good choice for mid-life members who have at least a 5% down payment, want the security of a fixed payment as they plan for retirement, and NO PMI.

3. Adjustable Rate 30 year Mortgage- Rates as Low as 3.50% APR!*

This type of loan may be a good match for young families who have at least a 5% down payment and want to minimize their monthly payment for the first three (3) years and NO PMI.

Need something different?  Winston-Salem Federal Credit Union offers a full selection of mortgage loans, including 15 and 30-year fixed, conventional loans through FHA and VA, and more.


Why Choose Winston-Salem Federal Credit Union?

In addition to low rates and fees, your credit union offers friendly, personalized service you won’t find at the mega-banks. From start to finish, we’ll walk you through every step of the mortgage loan process.


Which Loan is Right for You?

Give us a call at 336-727-2663 and ask for a Senior Financial Services Representative.  We’ll take the time to discuss your unique situation and find the mortgage that fits your needs.

*Rates effective as of January 1, 2013. Your rate may vary and is determined by your credit qualifications. This is a variable rate loan product and your payment and rate are subject to change. See credit union for details.

711 Salem Avenue, Winston-Salem, NC 27101
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