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Routing Number 253177968

What is Kasasa Cash?

Kasasa Cash is our new, free checking account that allows you to earn dividends on your checking account and features ATM withdrawal fee refunds nationwide for each month that you qualify!* Want to know more? Here is what Kasasa Cash has to offer you:

It's free!

  • No monthly maintenance fee.
  • No minimum balance.

Earn high dividends!*

When you meet your account's qualifications during a Monthly Qualification Cycle, you'll receive:

  • 1.25% APY on all balances up to and including $5,000.00 and
  • 1.25% to 0.39% APY on balances over $5,000.00, depending on balance in account

When qualifications are not met, you still earn 0.01% APY on the entire balance.

Plus refunds on ATM withdrawal fees - nationwide!*

When you meet your account's qualifications during a Monthly Qualification Cycle, you'll receive:

  • Up to $25 in ATM withdrawal fee refunds

When qualifications are not met, ATM withdrawal fees are not reimbursed. 

Qualifying for rewards is easy!

To earn high dividends and ATM withdrawal fee refunds, simply do the following each Monthly Qualification Cycle:

  1. Have at least 12 debit card purchases post and settle
  2. Be enrolled in and agree to receive e-Statements
  3. Be enrolled in and log into online banking

Didn’t qualify? Don’t worry!

  • Your account is still free.
  • You can qualify again the next month.

Please contact us at 336-727-2663 if you have questions or visit us in branch to meet with a Financial Services Representative and set up your Kasasa Cash account to start earning rewards, today!

Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our credit union as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our credit union. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. "Monthly Qualification Cycle" means a period beginning one (1) day prior to the first banking day of the current statement cycle through one (1) day prior to the last banking day of the current statement cycle. Please contact one of our branch service representatives for specific Monthly Qualification Cycle dates.

Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, average daily balances up to and including $5,000.00 in your Kasasa Cash account earn a dividend rate of 1.243% resulting in an APY of 1.25%; and average daily balances over $5,000.00 earn a dividend rate of 0.349% on the portion of the average daily balance over $5,000.00, resulting in a range from 1.25% to 0.39% APY depending on the account's average daily balance. You will receive reimbursements up to an aggregate total of $25.00 for nationwide ATM withdrawal fees incurred within your Kasasa Cash account during that Monthly Qualification Cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. NOTE: ATM fee reimbursements only apply to Kasasa Cash, Kasasa Cash Back, or Kasasa Tunes transactions via ATM; Kasasa Saver ATM transaction fees are not reimbursed nor refunded.

When your Kasasa Cash qualifications are not met, the dividend rate earned on the account's entire average daily balance will be 0.01% resulting in an annual percentage yield of 0.01% and ATM withdrawal fees are not refunded. Dividends will be credited to your Kasasa Cash account on the last day of the current statement cycle. Nationwide ATM withdrawal fee reimbursements will be credited to your account on the last day of the current statement cycle. APY = Annual Percentage Yield. APYs accurate as of 02/23/2021. APY calculations are based on an assumed balance of $5,000.00 + $100,000 in your Kasasa Cash account and an assumed statement cycle of thirty-one (31) days. Rates, rewards, and bonuses, if any, are variable and may change after account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.

Additional Information: Membership restrictions may apply. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. Enrollment in Online Banking and signing up for e-statements are conditions of these accounts. Enrollment in electronic services (e.g. online banking, e-statements) and log-ons may be required to meet some of the account's qualifications. Limit of one (1) account per social security number. There are no recurring monthly maintenance charges or fees to open or close this account. Advertised information and rewards are based on all account qualifications being met during each cycle period. Contact one of our credit union service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions. Federally insured by NCUA.

Trademarks: Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.

Holiday Closings

Emancipation Day (Juneteenth)
Wednesday, June 19, 2024

Independence Day
Thursday, July 4, 2024

Labor Day
Monday, September 2, 2024

Veterans Day
Monday, November 11, 2024


Contact Information

711 East Salem Avenue, Winston-Salem, NC 27101

Phone 336-231-5100

Hours of Operation:
Drive-Thru: Monday through Friday from 8:00 AM - 5:30 PM
Office: Monday through Friday from 9:00 AM - 5:30 PM 

Voice Banking: 336-748-3500

Visa Credit Card with our Business Partner Elan: 800-558-3424

PIN reset/change for debit card: 800-992-3808

Lost/Stolen ATM or debit card: 800-554-8969