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Routing Number 253177968

Savings Accounts With Your Future In Mind!

A Winston-Salem Federal Credit Union Individual Retirement Account (IRA) is a special type of account that permits members to save money during their employment years to cover expenses after retirement and to help with their children's education. The Credit Union offers three IRA products: The Traditional IRA, the Roth IRA and the Education IRA. Consult with your tax advisor on your eligibility to contribute to various IRA’s.


Enjoy tax deductible contributions and years of tax deferred growth.
Taxes are deferred until earnings are withdrawn.


Contribute after taxes and enjoy tax free withdrawals after five years.
Contributions are nondeductible.
May feature tax free withdrawals for certain distribution reasons after a 5 year holding period.


Distributions withdrawn from an Education IRA are tax free if they are for a qualifying educational expense. Cost can be for primary school, high school or college related expenses.

Holiday Closings 

Dr. Martin Luther King Jr., Day
Monday, January 17th, 2022

Contact Information

711 East Salem Avenue, Winston-Salem, NC 27101

Phone 336-727-2663

Hours of Operation:
Drive-Thru: 8:00 AM - 5:30 PM
Office: 9:00 AM - 5:30 PM

Ultra Voice 336-748-3500

Visa Credit Card 800-558-3424

PIN reset/change for debit card 800-992-3808

Lost/Stolen ATM or debit card 800-554-8969

Mobile Banking