Skip to main content
Login to VISA Credit Card
Apply for VISA Credit Card

Routing Number 253177968

UChoose Rewards Card

Winston-Salem Federal Credit perticipates in the  UChoose Rewards program. The UChoose Rewards Card stands apart from other check cards because it offers points (1 point for every $2 spent) when you sign for your transaction or choose the “credit” option instead of “debit” you will earn points that can be redeemed for products, travel experiences, activities, event tickets-practically unlimited options.

Advantages of Signing

The UChoose Rewards card draws safely from your checking account. A signature-based purchase made with your UChoose Rewards card activates VISA’s Zero Liability Policy and protects against all unauthorized purchases.

The UChoose Rewards Card allows for large purchases. The “debit” purchase option has a $500 daily spending limit. When you sign and choose “credit” your daily spending limit increases up to $2,000.

Think about it, we offer you a real difference…Winston-Salem Federal Credit Union, where you want to be!

Frequently Asked Questions:

Q. How do I earn points?

A. All UChoose Rewards cards are automatically enrolled in the reward program. You earn reward points by using your UChoose Rewards card to make signature-based “credit” purchases. You earn 1 point for every $2 spent.

Q. What is a signature-based “credit” transaction?

A. A transaction is considered signature-based any time you sign or choose the “credit” option to complete a purchase.

Q. Do I have to get a new card to benefit from this new bonus reward program?

A. No. All old and new WSFCU Check Cards are now considered official UChoose Rewards Cardsand earn reward points for all signature-based purchases.

Q. Will I be charged any fees?

A. No. There is no cost. Membership in UChoose Rewards is absolutely free to WSFCU cardholders.

Q. How do I redeem points?

A. You can redeem points at

Q. When can I begin redeeming points?

A. It can take up to 40 days for your points to be credited to your account. You must accumulate 2,500 points before you can redeem your points.

Q. Can I share with family members?

A. All cards within an account automatically earn points together. In addition, if you have multiple debit accounts with WSFCU you can link them together to earn rewards faster.

Just remember, every time you use your debit card always choose the credit option to earn points.

UChoose Terms and Conditions

Holiday Closings

Memorial Day
Monday, May 27, 2024

Emancipation Day (Juneteenth)
Wednesday, June 19, 2024

Independence Day
Thursday, July 4, 2024

Contact Information

711 East Salem Avenue, Winston-Salem, NC 27101

Phone 336-231-5100

Hours of Operation:
Drive-Thru: Monday through Friday from 8:00 AM - 5:30 PM
Office: Monday through Friday from 9:00 AM - 5:30 PM 

Voice Banking: 336-748-3500

Visa Credit Card with our Business Partner Elan: 800-558-3424

PIN reset/change for debit card: 800-992-3808

Lost/Stolen ATM or debit card: 800-554-8969