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Routing Number 253177968

Fee Schedule

Share Account (Membership)Fee
Early Closing Fee (First 90 Days)$25.00
Dormant Account$5.00
Share CertificateFee
Early Withdrawal PenaltyUp to 90 Days Dividends
Checking AccountFee
Minimum Deposit to Open$0.00
Minimum Balance Required$0.00
Per Check ChargeNo Charge
Monthly FeeNo Charge
Non-Sufficient Funds Fee$30.00
Courtesy Pay$30.00
Stop Payment Fee$25.00
Overdraft Transfer FeeNo Charge
Printout History$2.00
Check PrintingVaries According to Style
Verification of Deposit$15.00
Temporary Check Order (8 checks)$5.00
Monthly/Quarterly Statements$3.00 each
Checks$3.00 each
Account MaintenanceFee
Account Reconciliation$15.00 per hour
Research Services$30.00 per hour
Credit Union CheckFee
Official Checks$1.00 each
Stop Payment Fee$25.00
Money Market AccountFee
Minimum Balance Required to Earn Interest$250.00
Transaction FeeNo Charge
Service FeeNo Charge
IRA (Individual Retirement Account)
Service FeeNo Charge
Transaction FeeNo Charge
Christmas/Vacation Club AccountFee
Early Withdrawal Penalty (after 7 days)Accrued Dividends
Check (ATM) CardFee
ATM Transactions (Withdrawals, Transfers, Inquires, Denials) 
- First eight per monthNo Charge
- Over eight per month$1.50 each
Point-of-Sale (POS) and Visa TransactionsNo Charge
Maximum Daily ATM/Debit Withdrawal Limit$500
Maximum Daily Credit/Purchase Limit$2,000
Check (ATM) Card (Issue)No Charge
Check (ATM) Card (Replacement)$10.00
Withdrawals on Non-Sufficient Funds (NSF)$30.00
ACH (Automatic Clearing House)Fee
Returned Items Due to Non-Sufficient Funds (NSF)$30.00
Stop Payment Fee$25.00
ACH WithdrawalsNo Charge
ACH DepositsNo Charge
Non Credit Union ChecksFee
Returned Check from Deposit$10.00
Undeliverable MailFee
Undeliverable Mail$5.00 per Month
Wire TransfersFee
Incoming Wire Transfers$5.00
Outgoing Wire Transfers$15.00
Western Union Wire TransferVaries According to Amount
Incoming International Wire Transfer$10.00
Outgoing International Transfer$30.00
Safe Deposit BoxesFee
3x5$20.00 annually
3x10$30.00 annually
Lost KeyActual Cost
Box DrillingActual Cost
Late Payment$5.00
Rental Fees Due October 1 
Visa Gift CardFee
Visa Gift Cards$3.00
Garnishment fee$25.00 per item
Coin Machine5%

Holiday Closings  

Good Friday
Friday, April 2nd, 2021

Memorial Day
Monday, May 31st, 2021

Friday, June 18th, 2021

Contact Information

711 East Salem Avenue, Winston-Salem, NC 27101

Phone 336-727-2663

Hours of Operation:
Drive-Thru: 8:00 AM - 5:30 PM
Office: 9:00 AM - 5:30 PM

Ultra Voice 336-748-3500

Visa Credit Card 800-558-3424

PIN reset/change for debit card 800-992-3808

Lost/Stolen ATM or debit card 800-554-8969

Mobile Banking