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Routing Number 253177968

Did you know your Credit Union has Mortgage Loans to Fit Your Lifestyle?

Open the door to affordable home ownership at Winston-Salem Federal Credit Union.  With rates at historic lows, now is a great time to buy a home or refinance.

WSFCU offers the following mortgage options that are held “in-house” and not sold as well as “low-to-no” origination fees and NO Private Mortgage Insurance (PMI).

Loan Choices as Easy As 1-2-3!

  1. No Fee 10-year Mortgage (refinance only)- Rates as Low as 3.25% APR!* Ideal for buyers with great equity who would like to payoff their loan in a few years with all closing costs paid by WSFCU.
  2. Fixed Rate 20-year Mortgage- Rates as Low as 3.75% APR!* A good choice for mid-life members who have at least a 5% down payment, want the security of a fixed payment as they plan for retirement, and NO PMI.
  3. Adjustable Rate 30 year Mortgage- Rates as Low as 3.50% APR!* This type of loan may be a good match for young families who have at least a 5% down payment and want to minimize their monthly payment for the first three (3) years and NO PMI.

Need something different? Winston-Salem Federal Credit Union offers a full selection of mortgage loans, including 15 and 30-year fixed, conventional loans through FHA and VA, and more.

Why Choose Winston-Salem Federal Credit Union?

In addition to low rates and fees, your credit union offers friendly, personalized service you won’t find at the mega-banks. From start to finish, we’ll walk you through every step of the mortgage loan process.

Which Loan is Right for You?

Give us a call at 336-727-2663 and ask for a Senior Financial Services Representative.  We’ll take the time to discuss your unique situation and find the mortgage that fits your needs.

*Rates effective as of January 1, 2013. Your rate may vary and is determined by your credit qualifications. This is a variable rate loan product and your payment and rate are subject to change. See credit union for details.

Holiday Closings

Thursday, November 28
Friday, November 29


Contact Information

711 Salem Avenue, Winston-Salem, NC 27101

Phone 336-727-2663

Hours of Operation:
Monday-Friday: 9:00 AM - 5:30 PM (drive-thru opens at 8:00 AM)
Saturday: 10:00 AM- 2:00 PM (no drive-thru)


Ultra Voice 336-748-3500

Visa Credit Card 800-558-3424

PIN reset/change for debit card 800-992-3808

Lost/Stolen ATM or debit card 800-554-8969

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