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Routing Number 253177968

Did you know your Credit Union has Mortgage Loans to Fit Your Lifestyle?

Open the door to affordable home ownership at Winston-Salem Federal Credit Union.  With rates at historic lows, now is a great time to buy a home or refinance.

WSFCU offers the following mortgage options that are held “in-house” and not sold as well as “low-to-no” origination fees and NO Private Mortgage Insurance (PMI).

Loan Choices as Easy As 1-2-3!

  1. No Fee 10-year Mortgage (refinance only)- Rates as Low as 3.25% APR!* Ideal for buyers with great equity who would like to payoff their loan in a few years with all closing costs paid by WSFCU.
  2. Fixed Rate 20-year Mortgage- Rates as Low as 3.75% APR!* A good choice for mid-life members who have at least a 5% down payment, want the security of a fixed payment as they plan for retirement, and NO PMI.
  3. Adjustable Rate 30 year Mortgage- Rates as Low as 3.50% APR!* This type of loan may be a good match for young families who have at least a 5% down payment and want to minimize their monthly payment for the first three (3) years and NO PMI.

Need something different? Winston-Salem Federal Credit Union offers a full selection of mortgage loans, including 15 and 30-year fixed, conventional loans through FHA and VA, and more.

Why Choose Winston-Salem Federal Credit Union?

In addition to low rates and fees, your credit union offers friendly, personalized service you won’t find at the mega-banks. From start to finish, we’ll walk you through every step of the mortgage loan process.

Which Loan is Right for You?

Give us a call at 336-727-2663 and ask for a Senior Financial Services Representative.  We’ll take the time to discuss your unique situation and find the mortgage that fits your needs.

*Rates effective as of January 1, 2013. Your rate may vary and is determined by your credit qualifications. This is a variable rate loan product and your payment and rate are subject to change. See credit union for details.

Holiday Closings

Thanksgiving:

Thursday, November 22, 2018
Friday, November 23, 2018
Christmas:
Monday, December 24, 2018
Tuesday, December 25, 2018

 

Contact Information

711 Salem Avenue, Winston-Salem, NC 27101

Phone 336-727-2663

Hours of Operation:
Monday-Friday: 9:00 AM - 5:30 PM (drive-thru opens at 8:00 AM)
Saturday: 10:00 AM- 2:00 PM

 

Ultra Voice 336-748-3500

Visa Credit Card 800-558-3424

PIN reset/change for debit card 800-992-3808

Lost/Stolen ATM or debit card 800-554-8969

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