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Routing Number 253177968

Did you know your Credit Union has Mortgage Loans to Fit Your Lifestyle?

Open the door to affordable home ownership at Winston-Salem Federal Credit Union.  With rates at historic lows, now is a great time to buy a home or refinance.

WSFCU offers the following mortgage options that are held “in-house” and not sold as well as “low-to-no” origination fees and NO Private Mortgage Insurance (PMI).

Loan Choices To Fit Your Unique Needs:

  1. No Fee 10-year Mortgage (refinance only): Ideal for buyers with great equity who would like to payoff their loan in a few years with all closing costs paid by WSFCU.
  2. Fixed Rate 20-year Mortgage: A good choice for mid-life members who have at least a 5% down payment, want the security of a fixed payment as they plan for retirement, and NO PMI.

Why Choose Winston-Salem Federal Credit Union?

In addition to low rates* and fees, your credit union offers friendly, personalized service you won’t find at the mega-banks. From start to finish, we’ll walk you through every step of the mortgage loan process.

Which Loan is Right for You?

Give us a call at 336-727-2663 and ask for a Senior Financial Services Representative.  We’ll take the time to discuss your unique situation and find the mortgage that fits your needs.

*Your rate may vary and is determined by your credit qualifications. Visit a mortgage specialist today to help determine which option is best for you. Please see you for accountant for tax advise; Winston-Salem Federal Credit Union cannot provide tax advice.

Holiday Closings

Thursday, December 24th
Friday, December 25th

New Year's Day:
Friday, January 1st

Contact Information

711 East Salem Avenue, Winston-Salem, NC 27101

Phone 336-727-2663

Hours of Operation:
Monday-Friday: 8:00 AM - 5:30 PM


Ultra Voice 336-748-3500

Visa Credit Card 800-558-3424

PIN reset/change for debit card 800-992-3808

Lost/Stolen ATM or debit card 800-554-8969

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