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Routing Number 253177968

Home Equity Line of Credit (HELOC)

Put Your Home's Equity To Work For You!

Whether it be for home improvements, to pay-off some bills, or any other need, Winston-Salem Federal Credit Union can help make your life a little easier with a Home Equity Line of Credit (HELOC). Our knowledgeable staff will not only help you determine which loan is best for you, but will work to get you the money you need quick.

A WSFCU HELOC is a secured, pre-approved line-of-credit that allows you to put your home’s equity to work for you. With our HELOC, you will enjoy an interest rate and payment that are easy to live with. To help you get the most from your hard-earned equity, we allow you to finance up to 90% of your property value. We are sure that with low interest rates, convenient terms, and nominal fees, you'll find WSFCU’s HELOC's are a great value. Best of all, your loan interest may be tax deductible. Consult with your tax advisor for specific benefits that may apply to you.

You can draw off your line-of-credit for 15 years, subject to the terms of the account agreement. However, your repayment period would continue as originally scheduled until your remaining balance is paid in full. The minimum payment is determined by a payoff period of 180 monthly payments at the current annual interest rate.

Please feel free to Contact Us if you need additional information.

Holiday Closings

In Observance of Independence Day:
Friday, July 3rd

Labor Day:
Monday, September 7th

Contact Information

711 East Salem Avenue, Winston-Salem, NC 27101

Phone 336-727-2663

Hours of Operation:
Monday-Friday: 8:00 AM - 5:30 PM (Drive-Thru Only; Lobby is Closed Until Further Notice)


Ultra Voice 336-748-3500

Visa Credit Card 800-558-3424

PIN reset/change for debit card 800-992-3808

Lost/Stolen ATM or debit card 800-554-8969

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